Terms of Use

Terms of Use

1. Acceptance of Terms

By accessing and using AmortiCalc Pro (accessible at https://amorticalcpro.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using or accessing this website.

2. Financial Disclaimer (Not Financial Advice)

The content, estimations, calculators, schedule forecasts, and tools provided on AmortiCalc Pro are for educational and informational purposes only.

Important Notice: AmortiCalc Pro is not a licensed mortgage lender, financial advisor, broker, or tax consultant. Calculations provided on this website are estimates based on standard financial algorithms and user-submitted data. Actual loan rates, PITI payments, taxes, insurance premiums, and closing costs may vary depending on your lender, credit score, and financial institution.

You should always consult with a qualified financial advisor, mortgage broker, or certified accountant before making any home purchase or financial decisions.

3. Use License & Intellectual Property

Permission is granted to temporarily use the online tools on AmortiCalc Pro for personal, non-commercial transitory viewing and calculations. Under this license, you may not:

  • Modify, copy, or duplicate our proprietary calculation scripts or source code.
  • Use the website or its contents for any commercial purpose or public display without prior written permission.
  • Attempt to decompile or reverse engineer any software or tools contained on AmortiCalc Pro.
  • Use automated systems, scrapers, or bots to extract data from the website.

4. Accuracy of Tools & Data

While we strive to ensure that all financial formulas (PITI, PMI cancellation rules, LTV ratios, and amortization algorithms) are accurate and up to date, AmortiCalc Pro does not warrant or guarantee that the materials or calculations on this website are 100% error-free, complete, or current. We reserve the right to make updates or changes to the website tools at any time without notice.

5. Limitation of Liability

In no event shall AmortiCalc Pro, its owners, or its operators be liable for any damages (including, without limitation, financial losses, loss of data, or business interruption) arising out of the use or inability to use the tools or information provided on this website.

6. Third-Party Links & Advertisements

AmortiCalc Pro may contain links to third-party websites or display advertisements served by Google AdSense and other advertising networks. AmortiCalc Pro has not reviewed all of the sites linked to its website and is not responsible for the contents or privacy practices of any such linked site. The inclusion of any link or advertisement does not imply endorsement by AmortiCalc Pro.

7. Revisions and Modifications

AmortiCalc Pro may revise these Terms of Use for its website at any time without notice. By using this website, you agree to be bound by the then-current version of these Terms of Use.

8. Contact Us

If you have any questions regarding these Terms of Use, you can contact us by visiting our website contact page or emailing us directly at [email protected].